Ira Minimum Distribution Table 2025. It pays off to calculate rmds (required minimum distributions) as you approach retirement or if you are already retired. The required minimum distribution (rmd) rules mandate that a traditional ira holder should begin taking withdrawals upon reaching age 72 (or 73 if you reach age 72 after.

Use our required minimum distribution (rmd) calculator to determine how much money you need to take out of your traditional ira or 401(k) account this year. Required minimum distributions (rmds) are mandatory withdrawals from retirement plans, including traditional individual retirement accounts (iras).